Mortgages
Housing quandary: impact of LVRs
With 30 percent fewer house sales in Auckland in the past year, it seems the Reserve Bank's wish for a cooler housing market has been granted, but at what cost? QV's Andrea Rush discusses the issues. Audio
Baby boomers struggling financially
New figures show older New Zealanders are struggling financially heading to retirement, and are making up an increasing percentage of bankruptcies. The data comes from credit score provider… Audio
Indebted households told to beware despite OCR on hold
Homeowners are being warned mortgage rates are likely to rise further after the Reserve Bank today kept the official cash rate at 1.75 percent. Audio
Finance Minister warns house buyers about rising interest rates
Finance Minister Stephen Joyce has warned mortgage holders and would-be house buyers to keep an eye on interest rates. Audio
Homeowners brace for higher fixed-term mortgage rates
Home-owners are bracing for higher rates for fixed-term mortgages with ASB increasing its 3-year and 5-year standard rates, and other banks predicted to follow suit this week. Audio
New mortgage lending falling as restrictions bed-in
Figures show newly imbedded Reserve Bank restrictions are having an impact on mortgage lending. Audio
Money with Mary Holm: 'Eating your house'
Eating your house: ways to make use of the value of your house in retirement. Audio
Job vacancies in Nelson up over 30 percent in a year
As more people than ever are dipping into Kiwisaver to buy a house, Rachel Graham investigates whether there's jobs in the regions, when you do find that $300,000 house. Audio
Bernard Hickey on new rules for property investors
Most investors in Auckland will soon need to have at least a 40 percent deposit, up from the current 30 percent. Financial analyst Bernard Hickey joins Checkpoint to discuss the tightened rules. Video, Audio
Property investors targeted by new lending restrictions
Property investors around the country will be hit with new lending restrictions from 1 October as current lending restrictions already in place in Auckland are extended to the rest of the country. Audio
House-buying sentiment falls, points to further weakness ahead
House-buying sentiment is down across the country and expected to weaken further as new mortgage lending restrictions take hold in October. Audio
Rents could rise as terms of interest-only loan change
Westpac is the latest bank to cut its maximum term for interest-only loans. Could it be a sign the banks are worried about the housing market? We talk to the Property Investors' Association about what… Audio
More first home buyers dip into Kiwisaver
The country's biggest mortgage lender, ANZ, says the amount being withdrawn from its Kiwisaver schemes by first home buyers has more than doubled in the past year. Audio
Banks' calls on interest rates challenged
Finance Minister Bill English says he's not concerned most major banks are not passing on any, or all, of last week's interest rate cut.
Rivals quiet on HSBC's low home loan rate
Most of the major banks are keeping quiet on whether they'll match what's being touted as the lowest home loan rate in five decades.
Money with Mary Holm
The first in a new series about personal finance with the well-known and prolific financial author Mary Holm. Today's discussion is about mortgages. Audio
Investors outnumber first home buyers
Three times as many mortgages are being approved for property investors as they are for first-home buyers. Audio
Mortgage restrictions
Mortgage broker Bruce Patten of Loan Market joins the Panel to talk about the correlation between rents and the change in rules around mortgage lending. Audio
New mortgage to landlords dropped in Australia
In Australia, there's a sign investors are turning off the housing market. Audio
Mortgage rate cuts by two banks positive for borrowers
A financial analyst says cuts to mortgage rates by two of the big banks will push up house prices in Auckland even further. Audio
